Objectives of the Scheme:-

The main objectives of the scheme is
  • To help the farmers to get financial assistance for the purchase of Cross bred Cows and Improved She Buffaloes for his Dairy Unit.
  • To promote self employment in the Dairy Sector.
  • To boost the milk production in the State and to make state self sufficient.
  • To strengthen the Dairy Co-operative movement in the State.
  • To ensure sustainability and provide improved income and livelihood.
  • To also encourage the schedule tribe and schedule caste communities.


  • Any person residing in Goa for at least 15 years or more
  • Knowledge or experience in Cattle or Buffaloes farming.
  • Land for green fodder cultivation desirable.
  • Farmer who had availed the purchase of animals under the earlier Kamdhenu Scheme.
  • Applicant should necessarily have a Cattle shed to undertake the scheme.


Subsidy on the cost of the animal shall be as follows:
No of animals
General SC/ST/Dhangar
Amount%Amount %
1 to 5 (Grade A)
3000075%36000 90%
6 to 10 (Grade B)
2500062.5%36000 90%
11 to 20 (Grade C)
2000050%30000 75%
21 & above (Grade D)
1600040%20000 50%


  • The scheme intends to provide self-employment to the youth by assisting the youth or any person desirous in establishing a Dairy Farm. Under the Scheme the farmer can buy Cross Bred Cows/Improved She Buffaloes in one or more phases.
  • The eligible applicant should purchase the sanctioned animals within one year of sanction of the scheme.
  • Unit cost of Cross Bred Cow/Improved She Buffalo shall be limited to Rs. 40,000/- per animal expected to yield 2700 liters of milk per lactation for the purpose of release of subsidy. The eligible subsidy shall be credited to the loan account of the beneficiary through ECS system to the concerned Financing institution.
  • Incentives towards transportation of the animals at the rate of Rs. 1500/- (Rupees One Thousand Five Hundred Only) per animal or actual cost of the transportation, whichever is less, shall be reimbursed to the beneficiary's loan account through ECS along with subsidy amount.
  • Under the Scheme, a beneficiary can purchase either crossbred cows or improved She buffaloes.
  • The farmer has to produce a letter from the financing institution having ECS system, willing to finance him.
  • All milch animals under the scheme have to be purchased from outside the State, accompanied by a Veterinary Doctor of the Department.
  • The Veterinary Officer should ensure that details of purchase including microchip number should be faxed to this office on fax no. 0832-2437244 immediately within 24 hrs after affecting the purchase.
  • It shall be the sole responsibility of the beneficiary/ financing institution to insure the animals which include Transit Insurance which is mandatory and submit the proof of insurance or policy documents to the concerned Assistant Director/Veterinary Officer within a period of 07 days of purchase.
  • On purchase of animals the Financing Institution has to submit the purchase statement, enclosing alongwith it purchase receipt, transport report, insurance document showing the microchip numbers and duly certified by the Area Veterinary Officer/Assistant Director.
  • The Purchase statement and documents as stated at '11' above shall be submitted to Head Office by the financial Institution within 2 weeks of effecting purchase so as to enable release of subsidy.
  • Identifications of Kamdhenu animals must be done only through Microchips system. The existing Cross Bred Cows/Improved she Buffaloes shall be identified by microchip only.
  • Release of subsidy will depend on the receipt of the documents mentioned at clause (12) above, which should be submitted by the Financing Institution, and no relaxation will be considered.
  • Animals purchased under the Scheme should be insured for minimum period of a 3 years under the Comprehensive Insurance Policy with Bajaj Allianz Cattle Insurance Policy. It shall be the sole responsibility of the beneficiary to insure the animals immediately on purchase. The Government shall not be responsible in the event of the death of the animal or otherwise. The respective Financing Institution shall be responsible for the tie up arrangement of insurance cover between the beneficiary and the insurance Company. The premium towards insurance including transit insurance should be initially borne by the beneficiaries /financing institution, the Department shall reimburse the premium amount to a maximum of Rs. 6000/- per animal directly to the financing institution, together with the subsidy amount on receipt of all the required documents in order.
  • The animals purchased under the Scheme cannot be disposed off for a minimum period of 3 years. In case of default Government shall recover the entire subsidy amount paid to the beneficiary as arrears under Land Revenue Code.
    • In case of death of animal outstanding loan amount pertaining to that animal shall be paid directly to the financing institution to beneficiary's loan account from the death claim amount reimbursed by the insurance company and balance claim amount shall go back to Government .
    • b) In the event of unfortunate death of the animal within one month from date of purchase, beneficiary has to report in writing to area officer and fax on 0832- 2437244 to the DD (Kamdhenu) within 24 hours of death. Pursuant of confirmation and verification of death by the said officers and on satisfying the officer that death is not due to negligence on the part of beneficiary, than the cost of the animal shall be directly credit to the account of the beneficiary.
  • In the event of the animal undergoing permanent total Disability (PTD) after duly certified by team of experts appointed by Directorate of A. H. & V. S. for that purpose the farmer has option to dispose the animal under the intimation to Directorate of A.H. & V. S. , Panaji - Goa.

Procedure for Application:-

  • The farmers interested in availing this facility will have to apply in a prescribed application form through Area Asst. Director/Vety. Officer.
  • A non-refundable processing fee of Rs. 200/- (Rupees Two hundred only) shall be collected at the time of accepting the application at the respective Government Dispensary or Hospital.
  • On processing the cases (within 15 days) the Assistant Director/Veterinary Officer of the respective Hospital/Dispensary shall submit the application of all farmers eligible under the scheme to the Director of Animal Husbandry and Veterinary Services, for sanction by the Department.
  • Applications should be received in triplicate (Original plus 2 photocopies) along with all the documents as mentioned in guideline of the scheme.

The following Documents are required to release the subsidy

  • The prescribed Purchase statement should be certified and stamped by the Area Veterinary Officer/Assistant Director and Official of the Financing Institution and should be signed by the beneficiary
  • Purchase and transport receipt should be attested with a stamp by the Area Veterinary Officer/Assistant Director and Official of the financing institution and beneficiary, which should be enclosed along with the purchase statement mentioned at 1 above.
  • Proof of Insurance should also be enclosed together with the purchase statement.
  • Agreement bond sworn before Notary/Magistrate on stamp paper as per rule in force in Departmental prescribed format.
  • Subsidy will then be released as per the pattern of the scheme.

Documents to be produced:-

  • Residence Certificate from Mamlatdar/Sarpanch or Chairman of Dairy Society verified and attested by the Veterinary Officer/Assistant Director in charge of the area.
  • Attested copy of the Election Photo Identity Card /Adhar Card.
  • Affidavit in prescribed format regarding ownership of Cattle Shed.
  • Caste Certificate if SC/ST/Dhangar.
  • Letter from financing institution having Electronic clearance system (ECS) willing to finance the beneficiary
  • Passport size photograph of the applicant.
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